2016年12月大学英语六级阅读理解特训
2016下半年的英语六级就要来临了,阅读在英语六级考试中分值很大,大家的.阅读复习得如何了呢?以下是yjbys网小编整理的关于大学英语六级阅读理解特训,供大家备考。
Giving Credit Where Credit Is Not Due
The big identity-theft bust last week was just a taste of what's to come. Here's how to protect your good name
HERE'S THE SCARY THING about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $60 a pop. That allowed the gang to cherry-pick consumers with good credit and apply for all kinds of accounts in their names. Cost to the victims: $3 million and rising.
Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700,000 Americans have their credit hijacked every year. It's one of crime's biggest growth markets. A name, address and Social Security number--which can often be found on the Web--is all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud, so there's little financial incentive for them to make the application process more secure. As it stands now, it's up to you to protect your identity.
The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day. Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.
But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits: Equifax (at ), Trans-Union () and Experian (). All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines. Of the three, I found TransUnion's website to be the cheapest and most comprehensive--laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.
If you're lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. Otherwise it's going to cost $8 to $14 each time. Avoid services that offer to monitor your reports year-round for about $70; that's $10 more than the going rate among thieves. If you think you're a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at , which, along with a local police report, should help when irate creditors come knocking. Just don't expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.
is the trend of credit-theft crime?
[A]Tightly suppressed. [B]More frightening. [C]Rapidly increasing. [D]loosely controlled.
expression “inside job”(Line 6, Paragraph 1) most probably means _________.
[A]a crime that is committed by a person working for the victim [B]a crime that should be punished severely
[C]a crime that does great harm to the victim [D]a crime that poses a great threat to the society
creditors can protect their identity in the following way except _________.
[A]destroying your junk mail [B]leaving your Social Security card at home
[C]visiting the credit-report website regularly [D]obtaining the free report from the government
is it easy to have credit-theft?
[A]More people are using credit service. [B]The application program is not safe enough.
[C]Creditors usually disclose their identity. [D]Creditors are not careful about their identity.
is the best title of the text?
[A]The danger of credit-theft [B]The loss of the creditors
[C]How to protect your good name [D]Why the creditors lose their identity
答案:CADBC
-
英语六级考试口语话题指导练习
聪明在于学习,天才在于积累。所谓天才,实际上是依靠学习。以下是小编为大家搜索整理的'英语六级考试口语话题指导练习,希望能给大家带来帮助!更多经常内容请及时年关注我们应届毕业生考试网!It'sveryhottoday,isn'tit?Isn'tithottoday?Today'sas...
-
2022年英语六级写作强化模拟练习题
大学英语六级考试是由国家统一出题的,统一收费,统一组织考试,用来评定应试人英语能力的全国性的考试,每年各举行两次。以下是小编为大家搜索整理的2022年英语六级写作强化模拟练习题,希望能给大家带来帮助!英语六级写作强化模拟练习题11.现在许多人热衷于各类证书考...
-
英语六级词汇备考方法
英语六级词汇备考方法词汇是英语四六级考试的基础,基础打不好的话听说读写都会出问题。现阶段大家需要多花一些时间去记单词。为帮助各位考生更好的复习,下面是小编为大家搜索整理的英语六级单词备考方法,希望能给大家带来帮助!第一招:根据不同考题,对单词进行分层...
-
12月英语六级作文话题范文(精选28篇)
相信大家对作文都再熟悉不过了吧,尤其是写作中最基本、最常见的话题作文,话题作文必须与话题相关,一般情况下,话题作文的要求只规定话题的范围,而不限定作文的主旨。那么写这类作文时还应注意哪些问题呢?下面是小编帮大家整理的12月英语六级作文话题范文,欢迎大家分享...