有关经济的英语演讲稿

what caused the financial crisis? i think we can sum up the cause of our current economic crisis in one word — greed. over the years, mortgage lenders were happy to lend money to people who couldn’t afford their mortgages. but they did it anyway because there was nothing to lose.

英语演讲稿" title="有关经济的英语演讲稿">

these lenders were able to charge higher interest rates and make more money on sub-prime loans. if the borrowers default, they simply seized the house and put it back on the market. on top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities.

easy money! and what went wrong with our financial system? the whole thing was one big scheme. everything was great when houses were selling like hot cakes and their values go up every month. lenders made it easier to borrow money, and the higher demand drove up house values. higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. all of this translates into more money for the lenders, insurers, and investors.

unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. when too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. mortgage-backed securities became more risky and worth less causing investment firms like lehman brothers to suffer. moreover, insurers like aig who insured these bad mortgages also got in trouble. the scheme worked well, but it reverses course and is now coming back to hurt everyone

有关经济的'英语演讲稿 [篇2]

关于经济的英语演讲稿篇一

before the implementation of reform and opening-up program pioneered by mr dengxiaoping in 1978,china was undergone a serious the country leaves not much discretionary money and therefore our people are in a tight ver,after those span of time,china has expierenced a profound transformation never seen in china before.

china has identified the goal for the first 2years of this is to firm seize the important window of statigic opportunities to build a moderately prosperous sociaty of a higher standard in a all-round way for the benefits of our over one billion people.

关于经济的英语演讲稿篇二

what caused the financial crisis? i think we can sum up the cause of our current economic crisis in one word greed. over the years, mortgage lenders were happy to lend money to people who couldn t afford their mortgages. but they did it anyway because there was nothing to lose.

these lenders were able to charge higher interest rates and make more money on sub-prime loans. if the borrowers default, they simply seized the house and put it back on the market. on top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities.

easy money! and what went wrong with our financial system? the whole thing was one big scheme. everything was great when houses were selling like hot cakes and their values go up every month. lenders made it easier to borrow money, and the higher demand drove up house values. higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. all of this translates into more money for the lenders, insurers, and investors.

有关经济的英语演讲稿 [篇3]

Interview

1. May I come in?

2. Come in, please.

1. Good morning, I’m going to apply for the sale manager of your

company.

2. Good morning, I’m Mr chang, may I ask some questions to you?

1. Of course, please.

2. Ok, first, please introduce something about you.

1. My name is liu jianfei, 24 years old, graduating from Hainan University. My major is Business Administration.

2. Do you have any work experience before?

1. Yes, I worked at a company in Haikou for two years. And I always get the first in our in our sale department.

2. Ok, but I want to know why do you leave your fore company and choose our company?

1. Because I’m young now, I want to more challenge and experience more, so I choose Beijing and I believe that your company can help to realize my dream.

2. Ok, do you have other request?

1. No, I only hope I can get a chance to prove myself.

2. Ok, thanks for your coming. Please wait for our reply, bye.

1. Thank you, bye.

2. wonderful, I need it. Please open it for me. Thanks.

1. it’s done, please set your password.

2.197614. ok.

k you sir, this your bank card, welcome to our bank again. It’s my pleasure to service for you.

k you.

See a doctor

1. hi, good afternoon, doctor liu, I always have headache those days, do you have free time tomorrow.

2. Good afternoon, Mr chang, it’s ok. You’d better come there, I may give you some suggestion.

1. ok, thank you. See you tomorrow.

1. may I come,sir?

2. Yes, oh ,good afternoon, Mr chang, how about you today.

1. it’s worse than yesday. I’m going to be crazy.

2. Ok, how long do you feel handache

1. about three days ago, I forgot to take a umbrella, but it happened to rain, after that, I began to have serious headache.

2. Oh, I know, I think you got cold because of the rain. I will give you some med medicine. You may feel better three days later. don’t worry.

1. thank you , but I don’t know how to take the medicine yet.

2. Please take the medicine three times every day. If you feel still headache, remember to come there again.

1. k you,doctor,bye.

Telephone and hotel

1. good afternoon, this is haikou hotel,what can I do for you、

2. good afternoon, I want to book a room.

1. ok, what kind of room do you want?

2. A double room is ok

1. oh,that’s ok and what time do you come?

2. I’ll get there 4:00pm tomorrow.

1. Sir , could I get your telephone and your name?

2. Of course, my telephone number is 18084617468 ,my name is chang yongliang.

1. Have other questions,sir?

2. Yes, I will arrive at meilan airport at 2:00pm, I don’t know how to reach your hotel.

1. Sir, don’t worry about it. Our hotel will arrange bus to pick up our customers. You can call our hotel in advance, once you reach, we’ll be waiting for you here.

2. It’s said that it’s very hot in Hainan, because this is my first time to

Hainan, what should I do?

1. Oh , it’s not so hot in Hainan in fact. Maybe , you can prepare for a umbrella , but in night, it’s comfortable and our hotel provide free swimming pool for our customers, so you can enjoy it anytime.

2. How wonderful, thank you for your detailed introduction. Bye.

1. You are welcome. Wish you have a good trip. Bye .

Package

1. Good morning, Sir , what can I do for you ?

2. Good morning, I want to send my package to my school.

1. Ok , what contains?

2. Some books and clothes.

1. Can I check it now and weigh it?

2. Of course , how about the freighe charges ?

1. No problems , the package is 15 kg ,the package which didn’t exceed 10kg is 15$ , exceed 1kg , our fee will increase 1$ , so the total fee is 20$.

2. Ok , I want to know when will my package get to destination?

1. About 3 to 5 days , we’ll try our best to make it get to your school as early as possible.

2. Thank you , and where should t take it ?

1. Don’t worry about it , we’ll send it to your school and call you to take it.

2. So good , what else need I do?

1. Yes , please fill in the form and leave your telephone .

2. Ok , it’s done . here you are.

1. Thanks for choosing our company.

2. Thank you. Bye .

1. Bye .

有关经济的英语演讲稿 [篇4]

讲稿部分

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Everyone knows that global crisis affects all over the world. As an economic giant, the United State, according to the relevant information, in the first quarter, the economy is growing, but the pace of economic growth is slower than the fourth quarter of last year. What about the recent situation in the United States?

OK, let’s see the Xinhua News Agency reported back and do some analysis to the America economy.

In the second quarter of this year:

1．The pace of consumer spending, residential and non-residential fixed investments, exports and retail activity are at a slight lower rate, which is the sub-par economic growth

2．however, in the aspects of the housing sector, the economic growth is increasing faster.

Above all, the economic situation of America is not very optimistic. In view of the above information, the United States would like to take strong and significant measure——additional monetary easing steps and expect Bernake who is the chairman of the federal Reserve Bank to take some plans for further monetary moves to stimulate the flagging American economy.

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OK, now let’s know something about Federal Reserve together.

Have you ever heard “美联储”？ You know, the Fed is known as “美联储” in Chinese. If we want to study America economy, we must know the Federal Reserve System at first.

The Federal Reserve System (also known as the Federal Reserve, and informally as the Fed) is the central banking system of the United States. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, largely in response to a series of financial panics, particularly a severe panic in 1907. Over time, the roles and responsibilities of the Federal Reserve System have expanded and its structure has evolved. Events such as the Great Depression were major factors leading to changes in the system.

Current functions of the Federal Reserve System include:

1、To address the problem of banking panics

2、To serve as the central bank for the United States

3、To strike a balance between private interests of banks and the centralized responsibility of government

4、To strengthen U.S. standing in the world economy

5、To maintain the stability of the financial system and contain systemic risk in financial markets

All in all, the fed has great power in the world economy. Who is the chairman of the Federal Reserve? Do you know? Let’s welcome Lincanwei tell us the answer.

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Ben Shalom Bernanke, born on December 13, 1953, is an American economist and currently chairman of the Federal Reserve, the central bank of the United States. During his tenure as chairman, Bernanke has overseen the Federal Reserve's response to the late-2000s financial crisis.

Before becoming Federal Reserve chairman, Bernanke was a tenured professor at Princeton University and chaired the department of economics there from 1996 to September 2002, when he went on public service leave. From 2002 until 2015, he was a member of the Board of Governors of the Federal Reserve System, proposed the Bernanke Doctrine, and first discussed "the Great Moderation"--the theory that traditional business cycles have declined in volatility in recent decades through structural changes that have occurred in the international economy, particularly increases in the economic stability of developing nations, diminishing the influence of macroeconomic policy. Bernanke then served as chairman of President George W. Bush's Council of Economic Advisers before President Bush appointed him on February 1, 2015, to be chairman of the United States Federal Reserve. Bernanke was confirmed for a second term as chairman on January 28, 2015, after being re-nominated by President Barack Obama.

Bernanke has been subjected to criticism concerning the late-2000s financial crisis. According to The New York Times, Bernanke "has been attacked for failing to foresee the financial crisis, for bailing out Wall Street, and, most recently, for injecting an additional $600 billion into the banking system to give the slow recovery a boost."

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Have you ever thought about buying a house after graduation?

I think most people would like to, but may not take this action. The reason must be the high housing price.

As we know, the real estate of china is becoming very hot in recent years. Do you know why? Well, some people said that, the high price of real estate in china is due to the mother-in-law. It is really interesting.

However, in the fact, no matter how hot they get, property markets tend to cool in the same ways. Attention starts to shift from year-on-year price changes to month-on-month comparisons. All this is happening now in China, where prices in more than half of the 70 biggest cities were flat, or fell, between July and August.

So, do not worry too much. If you pay attention to the change of Chinese housing price, you may buy a house with the relatively low price.

Well, let’s go and see the situation of real estate in America. Just find the comparisons of real estate between China and America. In China, it is 70 years for resident and 40 years for business, but in America, it is permanent. And in China, the market is fluctuating under government’s strong intervention. In America, it is the cyclical fluctuation for its long history. When it comes to jurisprudence, the law of China is unsound but America’s is almost perfect. For real estate price, there are price differences between every distributor in China. In America, the information is brought into the public and the private price adjustment is banned by law.

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Do you know what US Commerce Department is? Its full name is the United States Department of Commerce. The United States Department of Commerce is the Cabinet department of the United States government concerned with promoting economic growth. And what is the mission of the department? That is to "promote job creation and improved living standards for all Americans by creating an infrastructure that promotes economic growth, technological competitiveness, and sustainable development". Among its tasks are gathering economic and demographic data for business and government decision-ma-ki-ng, issuing patents and trademarks, and helping to set industrial standards.

And this is the seal of the United States Department of seal was approved on April 4, official symbolism has been modified as the functions of the department have changed. As of 2015: the ship is a symbol of commerce; the blue denotes uprightness and constancy; the lighthouse is a well-known symbol representing guidance from the darkness which is translated to commercial enlightenment; and the gold denotes purity. The crest is the American bald eagle denoting the national scope of the Department's activities.

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The mission of the United States Department of Commerce is to promote job creation and improve living standards for all Americans. So, what to do?

Concrete Measures:

First: Now Quantitative Easing is the main measure to solve the problem of economy. Quantitative Easing (QE) also means monetary easing. It is an unconventional monetary policy used by central banks to stimulate the national economy when conventional monetary policy has become ineffective. The central bank implements Quantitative Easing by buying financial assets from commercial banks and other private institutions with newly created money, in order to inject a pre-determined quantity of money into the economy.

Second: As we all know, the problem of employment plays an important role in economy. So the government should raising employment rate by stimulating consume and investment. What’s more, this measure also can stimulate the development of production industry and service sector.

Third: In order to prevent excessive disparity in income and promote social fairness and common prosperity, the government should modify the Personal Income Tax though tax policy.